What to Know About Car Accident Laws in Your State

The National Highway Traffic Safety Administration says that in 2024, self-driving cars were involved in between 22 and 81 crashes every month. The rise in the number of accidents is linked to the rise in the number of self-driving cars on the road.

If you get into a car accident, one thing you should think about is the laws in your state that might apply to your case. For example, Georgia’s accident laws say who is to blame, what insurance covers, and when you have to file a claim. Georgia uses a modified version of the comparative negligence method. This approach lessens your compensation based on how much you are at fault for the accident.

The different state rules can influence how a case is handled and the amount of compensation you will receive. From determining fault to insurance requirements, every detail counts. 

Let’s outline the things you need to know when safeguarding your rights and confronting the challenges involved in dealing with car accident cases.

Determining whether your state goes by fault or no fault is important when you are coping with a car accident.

In a fault system, one party is liable for damages to another party for causing the accident. The other person can sue to get insurance money for things like medical expenses, automobile repairs, and other losses.

In no-fault states, the claim for damages is made by your insurance company, no matter who caused the accident. This often limits your ability to sue for damages but also speeds up the whole claims process.

According to Tampa DUI attorney James R. Amarosa II, Esq., defendants of car accident cases involving DUI can expect to have their fines go up under certain circumstances. These extra costs may arise from court and related expenses following a DUI conviction. For instance, the automobile insurance premium for defendants will most likely increase, resulting in thousands of additional dollars in premiums over the next several years.

Knowledge of which system your state follows in the claims process will be very helpful in making the right choice about which way to go.

All states have different driver laws. You usually require liability insurance for your accident to cover any damages done to another person. Some states set minimum limits, while other states have higher insurance boundaries.

You can get more coverage, such as collision or comprehensive insurance, or coverage for drivers who don’t have insurance. Check the laws in your state to be certain that you have the right kind of insurance. If you don’t have the right car insurance, you could get a ticket or a fine. You could also get your license suspended in some cases.

Keep your insurance card on you at all times while driving since it can be demanded in a traffic stop or upon inspection following an accident. 

Depending on where you live, the time restriction for submitting claims is usually between one and six years. You must start seeking legal redress during this time. If you go past that period, you can lose your chance to get paid.

The deadline starts when you learn of your injuries or the start date of the accident. Certain states have rules concerning minors or incapacitated individuals. Always check the laws applicable in your locale.

Consider dates carefully to preserve all your rights. And when in doubt, speak with your attorney.

Safety measures and legal rights should be given quick action following an accident. Look for anyone who is injured. Offer your help and call for aid if you need to. If you can, go to a safe place and turn on the hazard lights.

Give the other driver your name, address, and insurance information. You should take several pictures of the scene, the damages to the vehicles, and the road conditions. If there are any witnesses present, try to gather their information too.

Never say you are at fault or make statements against yourself. Instead, you should tell the insurance company about the accident as soon as you can. These steps would definitely help you in the long term.

Right after an accident, you may feel confused and act hastily. Be calm and look for legal ways to resolve the situation. Start gathering information from police reports, statements from witnesses, etc.

Call a personal injury lawyer to learn about your rights and the options you have. They will guide you through the legal maze, advising you if you need to file a claim or settle, and maybe help negotiate a better settlement for you.

Get yourself prepared for negotiations if you are settling. You will usually have to choose between settling for a compromise sum or pushing for a better deal.

Keep genuine documents of your medical bills and damages. Stay diligent, as settlement cases sometimes take months. If you have a legal team on your side, favorable results will come.

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