Motoring can be an expensive business. If you’re looking to minimise the cost of it, then there are a few actionable strategies to consider. Let’s run through a few of the worthwhile, effective ones.
Smart Insurance Choices for Short-Term Coverage
If you’re only going to be driving for a short time, perhaps as part of a holiday, or because you’re going to take a prospective purchase for a test drive, then it’s worth looking into alternative sorts of insurance.
The cheapest temporary car insurance policies will tend to be much more cost-effective than longer-term ones – provided that you’re only going to be using the vehicle in question for a short time.
It’s also worth considering how you might save on your standard policy. Telematic ‘black box’ devices can be a great way to bring down your premium. Be sure also that you’re keeping your insurer up to date about where you’re parking the vehicle, and other considerations that might affect your claim.
Fuel-Saving Tips Every Motorist Should Know
The cost of fuelling your car can also be considerable. As such, it’s worth shopping around for the cheapest fuel. You can do this with the help of websites and apps, which are regularly updated. Just be sure that you’re not driving too far out of your way.
Maintenance Hacks to Avoid Costly Repairs
Keeping your car in good condition can help to drive down your long-term repair bill. Inflate your tyres, replace your windscreen wipers, and make sure that you top up your oil levels. During winter, you might think about switching to an oil that’s been formulated with cold conditions in mind.
Apps and Tools to Track Driving Expenses
You can keep an eye on your driving-related expenses with the help of a spreadsheet – or a physical notepad. But perhaps the best approach is a purpose-built app. Log the expenses as they’re incurred, and reflect on them later. Or, use an app like AutoCare or Simply Auto to stay on top of your car’s service history.
Driving Habits That Save Money and Fuel
Think about adopting driving practices that reduce your consumption. Slow down whenever possible, and try to avoid harsh braking by anticipating what might happen on the road ahead. Try not to drive the car when it’s unnecessarily loaded, too. Doing these things will allow you to not just reduce your expenses; they’re good for the planet, too.
When to Consider Alternatives: Car Clubs and Rentals
In some cases, it can be more affordable to get out of the car-ownership model altogether. By renting a car when you need it, you can slash the cost of living in a big city like London. Car clubs also represent a great way to access vehicles when you need them. Simply join the club, book a vehicle, and pick it up!
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